Property Desktop Assessment

The desktop assessment or desktop review is a type of risk engineering assessment based on third-party information provided by the requester. The information is thus obtained without physically visiting the subject location. The desktop assessment includes the following steps:

Provision of third-party information by the requester. This information typically includes a risk assessment report issued by the risk engineer of the broker or another insurance company and information available in the public domain.
Research, analysis and review by the assigned risk engineer.
Preparation of report.

A Property Desktop Review (DTR) will be submitted within two weeks after the request. The standard report will contain the following sections:

General Information
Executive Summary
Loss History
Loss Estimate (EML or MFL)
Property Fire Grading
Property Business Interruption Grading
Natural Hazard Exposure (Earthquake/ Windstorm/ Flood/ Lightning)
Site Plan from third-party report and/or Satellite Image from open source

The report format and loss estimate definition can be customized according to your requirements. A quicker report delivery can be scheduled upon request.

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